PROFESSIONAL INVESTOR PROGRAM WITH FLEXIBLE OPTIONS
Reducing the need for documentation is particularly important when processing loan applications for
investors with many properties, as each non-subject property, as well as the investor’s primary residence,
typically requires a mortgage rating. If your borrower owns 15 properties, you will be over your head in
documents before you know it. VIP does away with this requirement! The only mortgage rating required
for approval is that on the subject property. Furthermore, there is no limit on the number of financed
Qualifying for this cash-flow loan program is easy if the investment makes sense. We can use an interest
only payment and DSCR as low 1 : 0.75, far more generous than the industry average. Too further simplify the approval process, we also will not ask for W-2’s, 1099’s, or tax returns.
And……If you feel the need for speed, our Streamline rate/term refinance is what you must have.
VIP features a streamline rate/term refinance option that requires no reserves and the appraisal
can be waived in most instances!
VIP is the loan program for experienced investors with large portfolios. Other programs can’t compete
with the full list of benefits that simply makes VIP the FASTER, EASIER & BETTER solution!
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