WESLEND WHOLESALE - YOUR FASTER, EASIER, BETTER LENDING PARTNER!
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Jumbo & Non-QM Highlights

NEW - “D/U” Jumbo Programs with Interest Only Option

  • As low as $0 reserves, per D/U findings to 90%​
  • Up to 45% DTI to 80% LTV
  • Follow D/U findings for Income & Reserves
  • Interest Only 75% to $2,000,000 (qualify with 20 year amortization)
Guidelines

 Ruby Tuesday - 7 & 10 Year ARM’s from 2.250%

  • For your most rate sensitive borrowers
  • Primary Residence Only
  • Loan amounts to $2,500,000
  • Max 43% DTI - Cash out max 38% DTI
GUIDELINES

I-VIP - Bank Statements I/O 40 Year Amortization to $4.0M

  • No P&L required, simple one expense ratio applied
  • No CPA letters needed
  • Up to 55% DTI by exception
  • Loan amounts to $4,000,000 @ 70% LTV
  • 85% LTV to $1,500,000 with Interest Only Option
  • Hi-Rise condo’s OK & Fannie limited condo review OK!!
guidelines

Select - Interest Only Jumbo Fixed from 3.250%

  • Interest Only Option first 10 years
  • 50% DTI OK w/720+ FICO
  • 100% gift OK to 80% to $1.5M
  • 1 appraisal to $2MM on purchase transactions
  • Combine with Asset Depletion – see below
  • Up to 10 financed properties (by exception only)
guidelines

Select - Asset Depletion to $2M from 3.375% - Interest Only Option

  • 30-year fixed with Interest Only Option
  • OK to use IRA’s if under 59.5 years old
  • OK to use stocks, bonds and other liquid assets
  • Up to 50% DTI with 720+ FICO score
  • 6 Mo. delayed financing treated as R/T – All cash-out OK
  • Combine asset depletion with regular W-2, retirement etc., OK
guidelines

I-VIP - No Doc DSCR Non-Owner from 3.99%

  • 80% to $1,500,000
  • Interest Only payments and qualifying
  • 30-year fixed with first 10 years Interest Only​
  • Loan amounts to $3MM+
  • DSCR as low as .75
guidelines

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200 E. Sandpointe Ave., Suite 800, Santa Ana, CA 92707        818.793.6650
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This site is not intended for consumer use as defined under Regulation Z and is intended for approved brokers’ informational use only. Pricing and/or program parameters are subject to change without notice. The information on this site is not intended as an offer to extend credit nor a commitment to lend.  Products and services are not available to residents of states in which WesLend Financial is not licensed. WesLend Financial is not licensed in all 50 states.  See "Where We Lend" for additional licensing information about the company. WesLend Financial Wholesale is a service mark of Lenox Financial Mortgage Corporation. ©2023 Lenox Financial Mortgae Corporation, all rights reserved. NMLS #3304.

  • Home
  • Products
    • Asset Qualifier
    • Bank Statement
    • 1099 Income
    • Conventional
    • FHA / VA
    • Foreign National
    • Investor - DSCR
    • Jumbo Programs
    • TBD Address
  • Resources
    • Forms & Docs
    • Guidelines
    • TODAY'S RATE SHEETS
    • RATE ARCHIVES
    • Turn Times
    • Funding Calendar
    • Appraisal Services
    • Announcements >
      • Daily Commentary
    • Custom Flyers
    • Blog
  • About
    • Where We Lend
    • Contact
    • Privacy
  • Get Approved
  • Broker Login