PROFESSIONAL INVESTOR PROGRAM WITH FLEXIBLE OPTIONS

Quick Facts

  • Loan Amounts up to $3.5 Million
  • Cash-Out up to $1.0 Million
  • Cash-Out May Be Used for Reserves​
  • Interest Only Payments Available
  • Qualify on Interest Only!
  • No Limit on Number of Financed Properties
  • No Income | No Employment | No Tax Returns
  • Short Term (Air BnB) OK with 12 Months 3rd Party History
  • Qualify on Property Cash-Flow with No Minimum DSCR
  • First-Time Investors OK
  • Gift Funds Allowed

Requirements

  • Provide Reduced Documentation for the Professional Investor
    • Minimum of 5 Owned Properties
    • 5 Years Credit Depth Reported on Credit Report
    • 3 Mortgages Reported on Credit Within Last 3 Years
    • Mortgage Histories on Non-Subject Properties Not Required
  • Maximum of 8 Loans to One Borrower Funded by WesLend
  • No Delinquencies on Subject Property in Last 12 Months
  • ​Pre Payment Penalty 1, 2, 3 & 5 Year
  • Minimum 2 Months PITI Reserves
Unlock a host of benefits that will not only help your investor clients achieve their real estate investment goals, but also position you as a trusted and reliable partner in their success.

What makes our Investor DSCR Loan Program an excellent choice for you to offer to your borrowers?
 
1. Expanded Financing Opportunities: By introducing the Investor DSCR Loan Program to your borrowers, you're opening the door to increased borrowing power. This program evaluates the income-generating potential of the investment property rather than relying on personal income. As a result, borrowers can qualify for higher loan amounts compared to traditional residential mortgages when the property generates a positive cash flow.
 
2. Efficient Approval Process: The Investor DSCR Loan Program boasts a streamlined approval process tailored specifically to investors' needs. As a mortgage broker, you recognize the importance of timely financing decisions in the fast-paced real estate investment world. With this program, lenders specializing in investor loans understand the urgency and work efficiently to provide prompt approval and funding. By offering a smooth and efficient process, you differentiate yourself as a broker who understands the unique demands of real estate investors and can deliver on their expectations.
 
3. Expanding Investment Portfolios: Through the Investor DSCR Loan Program, you provide your borrowers with the means to rapidly expand their investment portfolios. With favorable terms and increased borrowing capacity, borrowers can acquire multiple properties, diversify their holdings, and take advantage of various markets and property types. This program empowers them to build a robust and varied portfolio, ensuring multiple income streams and the potential for significant wealth accumulation.
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This site is not intended for consumer use as defined under Regulation Z and is intended for approved brokers’ informational use only. Pricing and/or program parameters are subject to change without notice. The information on this site is not intended as an offer to extend credit nor a commitment to lend.  Products and services are not available to residents of states in which WesLend Financial is not licensed. WesLend Financial is not licensed in all 50 states.  See "Where We Lend" for additional licensing information about the company. WesLend Financial Wholesale is a service mark of Lenox Financial Mortgage Corporation. ©2023 Lenox Financial Mortgae Corporation, all rights reserved. NMLS #3304.