THE SELF-EMPLOYED BORROWER SOLUTION

Our 12-Month Bank Statement Program Comes with More...

  • ​No P&L Statements Required
  • No CPA Letters Required
  • Self-Employed with at Least 25% Ownership
  • ​Co-Borrower's Wage or Fixed-Income OK

VIP OWNER OCCUPIED 

  • ​​​90% to $1,000,000
  • 85% to $1,500,000
  • ​75% to $3,000,000
  • DTI to 50% OK (up to 55% with exceptions)
  • 40 Year Fixed Interest Only to 85% LTV
  • Fico Scores as Low as 620​
  • Cash-Out up to $1,000,000 Cash In-Hand
  • No 4506C or Transcripts or Tax Returns

VIP NON-OWNER OCCUPIED  

  • 80% to $1,500,000
  • 70% to $3,000,000
  • Minimum FICO 620
  • Max DTI 50%
  • Cash-Out Can Be Used as Reserves​
  • 40 Year Fixed Interest Only = LOW PAYMENTS!

​Add Asset Depletion for Even More Income...
Call Your Account Executive for Details
​The VIP Prime series Bank Statement Programs provide alternative documentation options and provide opportunities not available using traditional full doc conforming and jumbo guidelines.  Requiring only 12 months business bank statements, the VIP programs offer simplified underwriting.

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Product Matrix

INCOME CALCULATOR

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