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NEWSWORTHY INFORMATION

Announcements

Daily Market Commentary

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Updated ​WesLend Financial General Disaster Policy outlines our standard mode of operation

Disaster Policy
Quick Ref. Chart
Prop. Cond. Attestation Conv.
Prop. Cond. Attestation VA

Disaster Declaration Exception List by Zip Code

Exception List

FEMA has declared 100+ counties in the state of Texas as Major Disasters.

Exceptions to the General Policy are available for the following FEMA declared disaster areas: Texas: DR-4586-TX
  • All approved exceptions/attestations will be required PTD and can be approved and cleared by the file’s assigned Underwriter.
  • We are not requiring photos at this time for TX loans however, the UW reserves the right to request them if deemed appropriate to protect our investment.
  • We will allow the use of a PIW in TX (All other TX PIW rules apply) even though an incident end date has not been established.
Disaster Dec. TX

FEMA list of declared Major Disaster areas in the state of California

Exceptions to the General Policy are available for the following FEMA declared disaster areas: ​California: DR-4558-CA, DR-4569-CA
  • ​All approved exceptions/attestations will be required PTD and can be approved and cleared by the file’s assigned Underwriter.
Disaster Dec. CA Conventional
Disaster Dec. CA Gov't

New Loan Limits for 2021

The general loan limits for 2021 have increased and apply to both conventional and FHA loans. Click below for more details.
FANNIE MAE
FHA

New Residential Loan Application (1003)

The 1003 has been updated with some important changes.
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New HMDA Rule – Demographic Information Addendum

New HMDA Reporting Requirements - Demographic Information Addendum to the 1003.
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Property Assessed Clean Energy (PACE)

Properties that will remain encumbered with PACE obligation after closing are not eligible for FHA mortgage insurance.
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WesLend Portfolio Investor

Investment Property?  WesLend Portfolio Investor Program  Fund your deal using only the cash flow of the subject property (DCR – 1.0)   No income/No Employment verification.  Interest Only – available.
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Program and Pricing Update

All Conforming Programs Due to increased compliance issues with smaller loan amounts, all conforming products, conventional and government, except for the HECM ...USDA-Guaranteed Rural Housing Program.
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  • Home
  • TODAY'S RATE SHEETS
  • Products
    • Conventional
    • Jumbo Programs
    • Bank Statement
    • Investor DSCR
    • Asset Qualifier
    • FHA / VA
    • Address TBD
  • Resources
    • Forms & Docs
    • Appraisal Services
    • Announcements
    • Guidelines
    • Rates >
      • AGENCY/JUMBO ARCHIVES
      • NON-QM ARCHIVES
    • Turn Times
    • Funding Calendar
    • Blog
  • Get Approved
  • About
    • COVID 19
    • Why WesLend?
    • Where We Lend
    • Testimonials
    • Contact
    • Careers
  • Broker Login