FULL CREDIT APPROVAL WITH NO PROPERTY ADDRESS

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Quick Facts

• Your borrower can submit offers that compete with cash buyers
• The file is fully underwritten BEFORE the property is identified
• Time to resolve exceptions while the borrower is shopping
• Available on conventional, high-balance and FHA/VA loans
• Close in as little as just 2 weeks
• Offer fast, easy, stress-free closings

Requirements

• New loan registration and 1003
• Contract, appraisal and title required at time of offer acceptance
• All conditions must be cleared before final approval
• Available on all programs

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In today's hyper-competitive real estate market, home buyers need tools that will help get their offers accepted. This can be difficult with so many buyers now coming in with all cash offers. The low risk and fast closings these offers represent often overshadow other buyers interests.  That's why we created our fully pre-approved loan program. This is a great opportunity to have your borrowers jump to the front of the line with a solid offer, absolutely critical, in this highly competitive market.

Your client will receive a full approval without a property address!  While the file is fully underwritten, once the home is identified and an offer is accepted, we only require the purchase contract, appraisal, title and COC to complete the loan.  Any conditions can be resolved while shopping for a home and the loan can close in as little as two weeks.

This innovative loan program not only provides home buyers with virtually cash-equivalent negotiating power, but also helps build your realtor network, helping you grow your business!  To find out more about this program, review the product matrix below or contact your account executive.

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